Terms and conditions for consultation services
By using this site and its consultation services, you accept the following terms and conditions. Please review them carefully before engaging with our consultants or submitting any data.
October 10, 2025
Acceptance of terms
Continued use of this site or consultation constitutes your acceptance of these terms. If you do not agree, please discontinue use. Terms may be amended or updated without notice, and changes are effective upon posting.
Definitions
The following definitions apply to these terms. They help clarify the meaning and scope of consultation services.
‘Consultation’ means the independent provision of information about market trends and financial planning topics.
‘User’ refers to any person seeking guidance or making contact through this website.
‘Advisor’ or ‘consultant’ means any professional registered with zephyrosvia.com who provides services here.
‘Service’ covers consultation, communication, and the website content delivered by us.
Service usage and access
Consultation services are provided for information purposes only. No specific investment, legal, or tax advice is given, and no product is sold or recommended.
Eligibility
You must be at least 18 years old and a resident of Australia to use this site’s consultation services. Eligibility is assessed based on applicable Australian rules.
Not suitable for non‑Australian residents.
User responsibilities
By using the site or consultation service, you agree to uphold certain standards of conduct and accuracy.
Prohibited uses
The following activities are not allowed on this site or during consultation.
Intellectual property rights
All content, trademarks, and materials on this site remain the property of zephyrosvia.com. Consultation materials are not to be reproduced or distributed without express permission.
User content
You retain responsibility for any material submitted or shared with us. Our team reserves the right to moderate or refuse content inappropriate for the context.
User content rights and responsibilities
By submitting content, you grant us a non-exclusive right to use it for compliance or service purposes as needed.
Privacy and your data
Personal data is processed in accordance with our privacy policy. Your use of this site signals agreement to such processing and policy terms.
See privacy policyWebsite disclaimer and warnings
Information and recommendations are general in nature and do not replace qualified professional advice tailored to your needs.
Caution advised
Results may vary based on your situation. Consult a licensed advisor before making financial decisions.
Limitation of liability and warranty
No liability is accepted for actions taken or expenses incurred in relation to this website or consultation services. See the disclaimer for further limits.
Indemnification
You agree to indemnify zephyrosvia.com and staff for claims resulting from your use of this website or consultation reports.
Dispute resolution and governing law
In the event of disagreement, these processes apply before legal action may be taken.
Arbitration
You agree disputes will be handled first through good-faith negotiation, then by arbitration in Australia if unresolved.
Arbitration location and language is at our discretion.
Online dispute resolution process
You may contact us for assistance with dispute initiation or clarification before seeking legal means.
Dispute process detailsSeverability
If a provision is found invalid, unaffected terms continue in force.
Entire agreement
These terms constitute the entire agreement between the user and zephyrosvia.com for consultation services.
Governing law of this agreement
All terms are governed by the laws and regulations of Australia.
Termination
We may suspend or discontinue your access if you breach these terms. Users may terminate by ceasing engagement or deleting their data.
Modifications
Terms and conditions may be updated any time. Continued site use means you accept changes once posted.
Contact for terms questions
Questions regarding these terms or their interpretation can be directed to our team.
Email Address: content@zephyrosvia.com
Phone: +61 3 6097 2919
Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia
Effective date: October 10, 2025
Version: 2.0